Let us ask you a small, slightly uncomfortable question: if you had to list every place your money is currently sitting — every account, every scheme, every "I'll figure it out later" — how many would you actually name?

For most people, the honest answer is one or two. A savings account. Maybe a fixed deposit their parents set up years ago. Maybe an insurance policy that quietly doubles as an "investment" because someone once told them it was a good idea.

Meanwhile, there are more than a dozen distinct ways to grow money in India today — each with its own logic, its own risk, its own role to play. Most people have never even heard of half of them. That gap — between what's available and what's actually being used — is the entire reason this masterclass exists.

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Why "personal" finance has to actually be personal

Most finance content online falls into one of two traps. Either it's so generic it could apply to anyone ("just start a SIP!"), or it's so jargon-heavy it feels like it was written for people who already work in a bank.

This masterclass is built to sit in the middle — and to sit closer to you. Over five live sessions, MINTIT Co-Founder and SEBI Registered Investment Adviser, Ajay Patwari, walks through personal finance the way it should be taught: conversationally, without the acronyms doing the heavy lifting, and with room to actually ask your questions live instead of reading a static article and hoping it applies to you.

Free. Live. Online. Every Saturday, starting September 19, 2026, at 11 AM. Save your spot for Session-1 →

What each session actually covers

(and why it might change how you think)

Session 1: 13+ Ways to Grow Your Money

Saturday, Sep 19, 11 AM

This is where the "13+ ways" come from. Not a checklist you skim and forget — a real walk-through of the options actually open to an Indian investor in 2026, several of which most attendees haven't consciously chosen so much as stumbled into. The session opens with a simple exercise: count how many of these you're currently using. Most people are surprised by how small the number is.

Session 2: Understanding the Cost of Investment Products

Saturday, Sep 26, 11 AM

Knowing an option exists isn't the same as knowing whether it's right for you. This session gets into the trade-offs — including a myth around one "safe" option that turns out to be far less safe, in real terms, than it feels. Understanding why something works (or doesn't) is what separates a decision from a guess.

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Session 3: Why Too Many Mutual Funds Can Create Confusion

Saturday, Oct 3, 11 AM

Here's the honest debate: is spreading your money across many instruments smart diversification, or just complexity dressed up as strategy? This session doesn't hand you a one-line answer — it gives you the framework to work it out for your own situation, which is far more useful than a rule of thumb borrowed from someone else's finances.

Session 4:Building a Different Portfolio at the Same Salary & Age

Saturday, Oct 10, 11 AM

This is the pivot from knowing about options to building with them — moving from a list of instruments to an actual portfolio logic you can apply going forward, shaped around your own goals and timeline rather than a generic template.

Session 5: Busting 10 Common Investment Myths

Saturday, Oct 17, 11 AM

No slides, no set agenda — just direct, live access to a SEBI Registered Investment Adviser to ask the specific questions that came up for you across the previous four sessions. This is the session people usually wish existed after every course they've ever taken.

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Why live, and why now

There's a real difference between reading about investing and being in a room (even a virtual one) where you can ask "wait, but what about my situation?" and get an answer in real time. That's the entire premise of running this as a live series rather than another pre-recorded course sitting unfinished in someone's inbox.

Seats for each live session are capped to keep it genuinely interactive — which also means they'll fill up before September 19 arrives. If personal finance is something you've been meaning to actually understand, rather than just muddle through, this is a low-friction way to start: free, live, and built to be understood the first time.

Register now! First session is on September 19 →

Disclaimer: This masterclass is for educational purposes and does not constitute or purport to have any personalized investment advice.